Employer sponsored insurance—a short term solution that never left
Back in the day paying for health care looked a little different than it does now.
Back to basics—a little vocab to help the conversation
Sometimes talking about health care can feel like speaking a foreign language, so let’s start with the vocabulary.
The Medical Loss Ratio—you might not care, but you should
MLR, despite its apparent dullness, drives fundamental decisions in the health insurance industry.
Reference pricing: paying up to a point, and putting some skin in the game
To combat rising costs in health care, payers (e.g. insurers, self-insured employers, the government, etc.) use various cost sharing designs. I
Build a well not a fence
To keep the herd in, build a well not a fence.
Is access to healthcare a right? Should it be?
It would be hard to deny that our country faces myriad and unfathomably complex issues--grand strategy, the role of government in our lives, environmental policy, gay rights, abortion, the...
End-of-life care: balancing money, time and quality of life
During elementary school, we bought a hamster, Nibbles. At two years old, she developed swelling in her abdomen.
Reconciling our past and embracing the individual mandate
thoughts on healthcare